AI Assistant¶

Transform how you manage your finances with Doughsense's intelligent AI Assistant. Simply describe what you want to do in plain English, and watch as your financial commands are understood and executed accurately.

Getting Started¶

The AI Assistant is accessible from any screen in Doughsense:

Click the AI Assistant button (floating action button with sparkle icon ✨) or press / for spotlight search
Type your command in natural language
Review the interpreted actions
Confirm to execute or refine as needed

How It Works¶

The AI Assistant uses advanced natural language processing to understand your financial intentions and translate them into precise actions. Every command goes through a transparent review process, ensuring you maintain full control over your financial data.

Command Flow¶

Input → Type or speak your command
Processing → AI interprets your request
Review → See exactly what will happen
Refine → Adjust if needed
Execute → Confirm to apply changes

Command Examples¶

Income Management¶

"Add £5000 monthly salary starting next month"
"Record €500 freelance income for this month"
"Update my salary to $6000"

Expense Tracking¶

"Add £50 for groceries"
"Create monthly rent expense of €1200"
"Add Netflix subscription £15.99 per month"

Asset Management¶

"Add savings account with £10,000 balance"
"Create investment account worth $25,000"
"Add my car valued at €15,000"

Liability Management¶

"Add credit card with £2000 balance at 22% APR"
"Create car loan £15,000 at 5% interest"
"Add mortgage £250,000 at 3.5% rate"
"Add credit card with £5000 at 0% for 18 months then 24% APR"

Financial Goals¶

"Create emergency fund goal of 3 months expenses"
"Set retirement goal of £500,000 in today's money"
"Define your own criteria for financial independence"
"Track progress towards £20,000 house deposit"

Credit Transfer Offers¶

"Add balance transfer offer for 0% for 24 months with 3% fee"
"Create transfer offer from Barclays 0% for 18 months"

Multi-Command Operations¶

Process multiple financial actions in a single command:

"Add £1500 rent, £200 utilities, and £100 internet as monthly expenses"
"Create checking account with £5000 and savings with £10000"
"Add £50 groceries, £30 transport, and transfer £200 to savings"

Command Types¶

Create Operations¶

Add new financial entities to your portfolio:

Income: Salaries, freelance work, investments
Expenses: Bills, subscriptions, purchases
Assets: Bank accounts, investments, property
Liabilities: Credit cards, loans, mortgages with promotional rates
Plans: Financial goals with achievement conditions
Physical Assets: Vehicles, property, valuables
Credit Transfer Offers: Balance transfer opportunities with promotional rates

Update Operations¶

Modify existing entries:

"Update my rent to £1600"
"Change Netflix to £17.99"
"Increase savings account to £12,000"

Delete Operations¶

Remove entries you no longer need:

"Delete Netflix subscription"
"Remove old gym membership"
"Delete cancelled insurance"

Understanding the Review Screen¶

After processing your command, the AI Assistant presents a detailed review:

Summary Section¶

What's happening: Plain English description of all operations
Operations count: Number of actions to be performed
Atomic processing: All operations succeed together or none are applied

Operations Details¶

Each operation is expandable to show:

Type: Create, Update, or Delete
Entity: What's being affected (income, expense, asset, etc.)
Details: All relevant information (amounts, dates, currencies, linked entities)
Smart defaults: AI-applied categorisation and settings

Not quite right? Use the natural language refinement feature:

Type adjustments like "make it £60 instead"
Add context like "starting next month"
Correct details like "it should be monthly, not yearly"
Add missing information like "link it to my savings account"

The AI will reprocess your command with the refinements, maintaining context from the original request.

Currency Handling¶

The AI Assistant intelligently handles multiple currencies:

Automatic detection: Recognises £, €, $, and other symbols
Default currency: Uses your profile's primary currency when not specified
Multi-currency support: Mix currencies in multi-command operations

Examples:

"Add $50 USD for online purchase"  → USD currency
"Add £50 for groceries"            → GBP currency
"Add 50 for groceries"             → Your default currency

Date Intelligence¶

The AI Assistant understands various date formats and relative references:

Relative dates: "next month", "yesterday", "next Friday"
Specific dates: "25th December", "1st January 2025"
Recurring patterns: "monthly", "weekly", "annually"
Date ranges: "from January to March"

Examples:

"Add rent starting next month"           → First day of next month
"Record payment from last Tuesday"       → Specific past date
"Create weekly grocery budget"           → Recurring weekly

Smart Entity Linking¶

The AI Assistant recognises and links to your existing financial entities:

Automatic Recognition¶

References existing accounts: "pay from my savings"
Links to credit cards: "pay £200 on Visa"
Updates known expenses: "increase my rent"

Duplicate Prevention¶

Checks for similar entries before creating new ones
Suggests updates instead of duplicates
Maintains data consistency

Best Practices¶

Be Specific¶

✅ "Add £45.50 for weekly groceries at Tesco" ❌ "Add some money for food"

Include Relevant Details¶

✅ "Create monthly rent £1200 due on 1st" ❌ "Add rent"

Use Natural Language¶

✅ "I paid £30 for petrol yesterday" ✅ "Transfer £500 from current to savings" ✅ "My salary increased to £4000 per month"

✅ "Add £50 groceries, £30 petrol, and £20 coffee this week" ❌ Three separate commands for related expenses

Advanced Features¶

Promotional Rate Management¶

The AI Assistant intelligently handles credit cards with promotional rates:

"Add credit card with 0% APR for 18 months"
"Create balance transfer at 0% for 24 months with 3% fee"
"Update credit card promotional rate expires next month"

Multi-Command Processing¶

Handle complex financial setups in a single command. All operations are processed atomically - either all succeed or none are applied:

"Add income of 3k per month, with monthly outgoings: mortgage 650, 
council tax 150, energy 150, groceries 400. My house is worth 280k 
and as 145k left on the mortgage. I have an emergency fund of 10k"

This single command creates income, multiple expenses, assets, liabilities, and links them together appropriately.

Account Transfers¶

"Transfer £500 from current account to savings"
"Move €1000 to investment account"

Bill Payments¶

"Pay £200 towards credit card"
"Pay off £500 from car loan"

Budget Allocation¶

The AI automatically categorises expenses:

Needs: Rent, utilities, groceries
Wants: Entertainment, dining out
Savings: Transfers, investments

Recurring Patterns¶

"Add £50 weekly groceries"
"Create £15.99 monthly Netflix"
"Set £500 monthly savings transfer"

Privacy & Security¶

Local processing: Commands are processed securely
Review before execution: Nothing happens without your confirmation
Full audit trail: Track all AI-executed operations
Data privacy: Your financial data never leaves Doughsense's secure environment

Troubleshooting¶

Command Not Understood¶

Try rephrasing with more specific details
Break complex commands into simpler parts
Check currency symbols and amounts

Incorrect Interpretation¶

Use the refinement feature to adjust
Cancel and rephrase if needed
Add more context to clarify intent

Missing Entities¶

Ensure accounts/categories exist first
Create base entities before linking
Check entity names match exactly

Tips for Success¶

Start simple: Begin with single commands before trying complex operations
Review carefully: Always check the interpretation before confirming
Use refinements: Adjust commands rather than starting over
Learn patterns: The AI learns from your usage patterns
Batch operations: Combine related commands for efficiency

Supported Operations¶

Financial Entities¶

✅ Income (salary, freelance, investments)
✅ Expenses (bills, subscriptions, purchases)
✅ Assets (accounts, investments, property)
✅ Liabilities (credit cards with promotional rates, loans, mortgages)
✅ Financial goals (retirement, emergency fund, custom milestones)
✅ Physical assets (vehicles, property, valuables)
✅ Credit transfer offers (balance transfer opportunities)
✅ Transfers between accounts
✅ Bill payments

Time Patterns¶

✅ One-time transactions
✅ Recurring (daily, weekly, monthly, yearly)
✅ Date ranges
✅ Relative dates

Currencies¶

✅ GBP (£)
✅ EUR (€)
✅ USD ($)
✅ 150+ other currencies

Getting Help¶

If you need assistance with the AI Assistant:

Check the examples above for similar commands
Use simpler, more specific language
Break complex operations into steps
Contact support if issues persist