Frequently Asked Questions¶

Privacy & Security First¶

Why doesn't Doughsense connect to my bank?¶

We believe your financial data is yours alone. Manual entry means:

No third-party access to your accounts
No risk of data breaches at aggregators
Complete control over what you track
Works with any account, anywhere in the world

Is my data really private?¶

Absolutely. Your data is:

Encrypted end-to-end
Never sold or shared
Accessible only by you
Deletable at any time

Can I use Doughsense anonymously?¶

Yes. We don't require personal information beyond an email for account recovery.

Getting Started¶

When will Doughsense be available?¶

Launching Q4 2025. Join our waitlist to get early access!

How much does it cost?¶

Core features are free forever. Premium features (advanced AI insights, unlimited scenarios) available via subscription.

How long does setup take?¶

Basic setup: 5 minutes (main accounts + income)
Complete setup: 15 minutes (all accounts, expenses, and goals)
You choose your depth - start simple, add detail over time

Using Doughsense¶

How often should I update my account balances?¶

We recommend updating balances monthly, ideally on the same day each month. Set a reminder to make it a habit.

Why don't my projections match reality exactly?¶

Projections are estimates based on the information you provide. Market fluctuations, spending variations, and life changes all affect actual results. Regular updates improve accuracy.

Can I track investments in detail?¶

Doughsense tracks your investment accounts by total value, allowing you to monitor growth and projections.

How do I handle irregular income?¶

You can create multiple income entries with different frequencies, or use a conservative monthly average for variable income.

Features & Functionality¶

Account sharing is on our roadmap. Currently, each person needs their own account.

Does Doughsense work offline?¶

The mobile apps need an internet connection to function. The web app also requires an internet connection.

Can I use multiple currencies?¶

Yes! Doughsense fully supports multiple currencies with automatic conversion using current exchange rates.

How far into the future can I project?¶

The Timeline projects up to 100 years or to age 100, whichever comes first.

Common Issues¶

My net worth seems wrong¶

Check that:

All accounts have current balances
All debts are included
Asset values are up to date
You're viewing the current date, not a future projection

My goals aren't showing progress¶

Ensure that:

Your goal conditions are set correctly
Related accounts/expenses are properly linked
Account balances are updated

The Timeline won't load¶

Try:

Refreshing the page/app
Checking your internet connection
Signing out and back in
Contacting support if the issue persists

Technical Questions¶

What devices will Doughsense support?¶

iOS 18 or later (iPhone and iPad)
Android devices
Modern web browsers (Chrome, Safari, Firefox, Edge)

How do I reset my password?¶

Click "Forgot Password" on the sign-in screen. You'll receive an email with reset instructions.

Can I delete my account?¶

Yes, you can permanently delete your account and all data from Settings. This action cannot be undone.

For Freelancers & Gig Workers¶

How do I handle variable income?¶

Create separate income entries for each client or revenue stream. Use conservative estimates and adjust monthly. Our guide shows you exactly how.

What about taxes when self-employed?¶

Set up automatic tax savings:

Create a "Tax Savings" account
Add expense that saves 25-30% of income
Link to your tax account
Watch it grow automatically

Can I track multiple currencies from international clients?¶

Yes! Add income in any currency. Doughsense handles conversion automatically and shows totals in your primary currency.

How do I plan for lean months?¶

Our Timeline shows your exact runway. Test scenarios like losing your biggest client to see how long you can survive and when you need replacement income.

Financial Independence (FI/RE)¶

What is CoastFI and can Doughsense calculate it?¶

CoastFI is when you have enough invested that it will grow to your retirement number without adding more. Doughsense calculates your exact CoastFI date based on your current savings and growth rates.

How do I track my FI progress?¶

Set a goal for 25x your annual expenses (or whatever your FI number is). Doughsense shows:

Current progress percentage
Projected FI date
How changes accelerate or delay FI

What's the difference between LeanFI, FI, and FatFI?¶

LeanFI: 25x essential expenses only
FI: 25x comfortable lifestyle expenses
FatFI: 25x luxurious lifestyle expenses

Create different goals for each to see all your options.

Can I model geographic arbitrage?¶

Absolutely! Set up scenarios with income in high-cost areas and expenses in low-cost areas. See how location independence accelerates your FI timeline.

Plans & Goals¶

How many goals can I create?¶

Unlimited. We encourage multiple goals - emergency fund, property deposit, CoastFI, full FI, and more.

Can I test different paths to the same goal?¶

Yes! Create scenarios with different approaches (aggressive saving vs. income increase vs. investment focus) and compare timelines.

What's the difference between a Goal, Milestone, and Event?¶

Goals: Achievements you're working toward (e.g., £100k invested)
Milestones: Important markers (e.g., positive net worth, CoastFI)
Events: Date-specific plans (e.g., mini-retirement at 35)

Getting Help¶

How do I contact support?¶

Email us at [email protected]. We typically respond within 24 hours.

Can I suggest new features?¶

Absolutely! Send feature requests to [email protected]. We love hearing from users.

Can't find your answer? Email [email protected] and we'll help you out!